Ohio State University Extension Family and Consumer Sciences Offers a homeownership education program, during which you will learn:
- Homeownership readiness
- Home affordability
- Money and credit management
- Types of properties and financing
- Purchase and closing processes
- Ways to improve your credit score
- Methods for spotting and avoiding predatory lending practices
- Ways to communicate with the people involved in buying a home
- Home maintenance after the sale
Many of us feel a mix of emotions as we work toward buying a home, especially our first home. After all, a home is the single largest purchase most of us will make in our lifetime. Attending the Family and Consumer Sciences homeownership education program can increase your confidence about the many concerns of obtaining a home.
How will a mortgage payment affect other financial obligations? What will closing entail in the way of signatures and closing costs? And what are your consumer rights and responsibilities as a long-term borrower from a financial institution?
Participation in the program results in a certificate of completion that is honored at many lending institutions for down payment assistance and for first-time homeownership programs.