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Family and Consumer Sciences

Ohio State University Extension


Ohio Saves

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A Financially Confident You.  Ohio Saves

Ohio Saves is an America Saves campaign to encourage every Ohioan to save money, reduce debt, and build wealth. There are both "savers" and "spenders" in all income levels. Which one are you? Studies have shown that saving even a bit of money can drastically contribute to personal wealth in the long term.

By saving money through a workplace retirement program and setting up different savings accounts for specific financial goals most people can accumulate six-figure assets.

The goal of the Ohio Saves campaign is to convince all Ohioans that they can build wealth and to assist them to do just that.

So, enroll to be a saver by completing our pledge, start saving, help others save, and encourage friends and family to do the same!


Monday, February 27, 2023 | Save Automatically

12:00 pm – 12:30 pm | Ohio STABLE Account, Presentation by Alaina Bowers, External Affairs Manager, STABLE Account at Ohio Treasurer of State

A STABLE account is an investment account available to eligible individuals with disabilities. STABLE accounts are made possible by the federal Achieving a Better Life Experience(“ABLE”) Act. STABLE accounts allow individuals with disabilities to save and invest without losing eligibility for certain public benefits programs, like Medicaid or Supplement Security Insurance (SSI). Earnings in your STABLE account are not subject to federal income tax, so long as you spend them on “Qualified Disability Expenses.”

Tuesday, February 28, 2023 | Save for the Unexpected Recording

12:00 pm – 12:30 pm | Save for the Unexpected, Presentation by Jessica Lowe and Ryan Kline, Pickaway, and Ross County OSU Extension Educators

Jessica and Ryan's "Save for the Unexpected" program is designed to help individuals build emergency funds for unexpected events such as job loss or medical emergencies. The program aims to share resources to build toward financial stability and allow for peace of mind in times of crisis.

Wednesday, March 1, 2023 | Saving for Major Milestones Recording

12:00 pm – 12:30 pm | Presentation by Margaret Jenkins and Beth Stefura, Clermont and Mahoning County OSU Extension Educators

Join Educators Margaret and Beth to help you plan to say "yes" to life's adventures. Individuals save for significant life events, such as buying a home, starting a family, or retiring comfortably. This program provides a customized savings plan and resources for achieving financial goals.

Thursday, March 2, 2023 | Paying Down Debt is Saving Recording

12:00 pm - 12:30 pm | Presentation by Melissa Rupp, Fulton County OSU Extension Educator

"Paying Down Debt is Saving" is a financial program that prioritizes debt repayment to reduce overall interest paid. The program provides a plan for debt reduction and financial education resources, empowering users to take control of their finances and build long-term stability.

Friday, March 3, 2023 | Saving at Any Age Recording

12:00 pm - 12:30 pm | Presentation by Dr. Roseanne Scammahorn, Darke County Extension Educator

Our approach to money changes across our lifespan. From childhood to retirement, our spending and saving habits depend on our circumstances. Each life stage offers unique opportunities to use money to achieve goals such as buying a car, education, emergency fund, home, travel, and retirement. Our savings goals are unique and evolve over time. We'll discuss the five stages of the savings life cycle to prepare for the Ohio Saves pledge.

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