Meet Our Master Teachers


Our Master Teachers are experts in financial education. They are available for teaching, consultation, and presentation on a broad range of topics in personal finance.

Please contact a Master Teacher or the Healthy Finances Program office at The Ohio State University for more information:

Lois A. Clark, CFCS
Associate Professor and Extension Educator,
Family and Consumer Sciences,
Auglaize County Office of Ohio State University Extension

  • B.S., Vocational Home Economics Education, The Ohio State University
  • M.S., Home Management and Housing, The Ohio State University
  • Certified in Family and Consumer Sciences by the American Association of Family and Consumer Sciences
  • Contact information: 419-738-2219, clark.21@osu.edu
  • Teaching Experience
    Basic budgeting, record keeping, communicating about money, estate planning, identity theft, and balancing multiple roles.
  • Continuing Education
    Personal finance, consumer perspectives, computing technology, and computer literacy.
  • Awards
    For curriculum development; skilled in assessing program needs.

Jean Clements, AFC, CHC
Assistant Professor and Extension Educator,
Family and Consumer Sciences,
Greene County Office of Ohio State University Extension

  • B.S., Home Economics Teaching and Extension, University of Saskatchewan
  • M.Ed., Curriculum and Instruction, University of Windsor
  • Accredited Financial Counselor and Certified Housing Counselor, Association for Financial Counseling and Planning Education (NOT Institute for Personal Finance)
  • Contact information: 937-548-5215, clements.5@osu.edu
  • Teaching Experience
    Extensive teaching experience in estate planning, debt management, and train-the-trainer approaches to money management. Spending Smartly, a program with a focused approach to occasional expenses, has a 10-year track record in Greene County.
  • Author
    Co-authored and implemented ASSETS, a savings-focused curriculum, with participants in a Home Buyer program. Also co-authored the publication In Over Your Head ' Life-Saving Strategies in Financial Crises.

Ann L. Fremion
Extension Educator,
Family and Consumer Sciences,
Erie County Office of Ohio State University Extension

  • B.S., Vocational Home Economics Education, Ball State University
  • M.S., FCS Human Development Family Studies, Bowling Green State University
  • Contact information: 419-627-7631, fremion.1@osu.edu
  • Teaching Experience
    Extensive experience teaching basic budgeting to people with limited to moderate incomes.
  • Partnerships
    With local community agencies and organizations to serve their clientele. Created a money clinic for youth and co-leads a train-the-trainer program aimed at agency professionals.
  • Background
    of incorporating personal and family values in creating budgets.

Nancy Hudson, CFCS
Assistant Professor and Extension Center Specialist,
Family Resource Management,
OSU Extension Center at Wooster

  • B.S., Vocational Home Economics, Miami University
  • M.A., Family Development (Emphasis: Family Economics), University of Akron
  • Certified in Family and Consumer Sciences by the American Association of Family and Consumer Sciences
  • Contact information: 330-263-3799, hudson.2@osu.edu
  • Active Involvement
    In Financial Literacy coalitions; serves as an Ohio contact for the Financial Security in Later Life national initiative.
  • Experience
    Has 20 years experience in working with volunteers to help people address personal financial issues.
  • Special Interests
    Family communications about money; approaches to help youth gain financial management skills; and the long-range planning process.
  • Author
    Authored/co-authored Manage Your Money; Don't Clash Over Cash; and You, Your Co-Spender, and Money.

Diane E. Johnson, CFCS, AFC, CHC
Associate Professor and Extension Educator,
Family and Consumer Sciences,
Darke County Office of Ohio State University Extension

  • B.S., Family Resources, West Virginia University
  • M.S., Journalism and Mass Communications, Iowa State University
  • Certified in Family and Consumer Sciences by the American Association of Family and Consumer Sciences
  • Accredited Financial Counselor and Certified Housing Counselor by the Association for Financial Counseling and Planning Education
  • Contact information: 937-548-5215, johnson.8@osu.edu
  • Creator/Author
    Created Budget in a Box and co-authored In Over Your Head: Life-Saving Strategies in Financial Crises; Teens on the Road to Financial Success; and Manage Your Money.
  • Awards
    Recognized through several awards and invitations to present at national conferences. Served on a national 4-H money project design team and as a board member of the Association for Financial Counseling and Planning Education.

Christine F. Olinsky, CFCS, AFC
Assistant Professor and Extension Educator,
Family and Consumer Sciences,
Montgomery County Office of Ohio State University Extension

  • B.S., Vocational Home Economics Education, Bowling Green State University
  • M.Ed., Home Economics Education, Miami University
  • Certified in Family and Consumer Sciences by the American Association of Family and Consumer Sciences
  • Accredited Financial Counselor with the Association for Financial Counseling and Planning Education
  • Contact information: 937-224-9654, olinsky.1@osu.edu
  • Experience
    25 years of money management programming; public policy education and leadership development.
  • Author
    Co-authored the credit publication In Over Your Head ' Life-Saving Strategies for Financial Crisis and a youth curriculum, Teens'on the Road to Financial Success.
  • Experience
    experience training social workers/nonprofit organization staff in helping clientele with money-management issues.
  • Awards
    Numerous grants and awards; serves on several community boards.

Susan Shockey, Ph.D.
Associate Professor and Extension Educator,
Family and Consumer Sciences,
Franklin County Office of Ohio State University Extension

  • B.S., Home Economics Education, The Ohio State University
  • M.S., Home Economics Education, The Ohio State University
  • Ph.D., Family and Consumer Sciences Administration/Public Policy and Management, The Ohio State University
  • Contact information: 614-866-6900, shockey.3@osu.edu
  • Leadership
    Initiated the Columbus Saves program through a broad-based local coalition and strategic plan focused on the national America Saves campaign to increase savings and reduce debt.
  • Experience
    Developed curricula and partnerships to meet educational and cultural needs of urban audiences of varied ages, life stages, and incomes. Documented changed behaviors of Individual Development Account participants in her financial education series.
  • Awards
    Numerous awards; serves on statewide Financial Education task

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